Looking for a new car and do not have enough finances? You can always look for a car loan but before that, it is important to know about different loan quotes. Here are some important steps to take while getting a car loan quote from a potential lender: Start with credit score: when you know your credit score, you know how the lender has calculated the factors. Without getting your credit score, there are chances of being blindsided into taking a lesser deal that will cast a heavy burden on the payee. When going in without having a detailed report on your credit history, there may be some discrepancies that you have over looked as a result of which you may not get the loan. So when you start out, if there are any essential red flags on the credit report, then take the time to resolve it and then
The primary reason for using project management software is to share documents, collaborate in real time as well as manage the risks and costs associated with various projects. There many other added benefits of these products that facilitate timely completion of projects within the stipulated budget. More and more enterprises are adopting these project management software for smooth functioning. A simple online search shows that most of these software are highly scored for their performance. Following is a list of some of the best project management software in the market.
Wrike is one of the leading project management software as it has multiple eye-catching features such as real-time newsfeed, task prioritization, task management, workload management, and an interactive timeline. Both co-located and distributed project teams can reap the benefits of these tools. With the help of this software, the team can effectively discuss, schedule, and set priorities as well as track the progress in real-time for all the tasks at hand. According to most users, the user-friendly nature of the software is a big plus. The native mobile apps provide remote access to the projects.
With this software, you can manage the project as well as ideate and create new projects with the entire team. Moreover, you can also track the progress of these projects from any browser as long as you have an active internet connection and access to the project. As for the features, you can share notes, organize tasks, and upload attachments across different formats. It also allows you to customize fields of a project and track only the important ones. Furthermore, it facilitates the generation of detailed progress reports.
As the name suggests, this software has taken the basic idea of a spreadsheet and modified it by adding collaborative file sharing and discussions as well as visual timeline management. The important functions of this management software include automating, planning, and tracking the progress of the project. Unlike most software, this one allows you to directly connect with the contributors and share the live progress of projects. Even though it has the look and feel of a spreadsheet, this software does a lot more. It enables you to manage different operations such as business tasks, projects, as well as other programs. Also, it can directly integrate with web services like Google Apps, Salesforce, and Box.
No matter what the size of a company is, asset management software is crucial for the smooth functioning of the business. Leaving the asset management to a manual team will not only increase the number of people onboard but also reduce the quality of output and increase inaccuracy. A recent survey noted that most US-based finance executives spend about one week every month maintaining a spreadsheet for their assets. This survey called the process excessively time-consuming. Following are a few management software that can increase the efficiency of asset management.
This software is specially designed to track, manage, and monitor the life cycle of fixed assets. This software’s ‘project snapshot’ feature is a real eye catcher as it allows you to manage capitalized and expensed assets by extracting relevant information about your assets. You can also use this feature to display it as a chart. It also comes with 50 depreciation methods such as straight-line, modified straight-line, user-defined, ACRS, as well as MACRS 150 and 200 percent among other techniques. The software also has 40 customizable fields giving the user complete control over describing the assets.
ProSeries Fixed Asset Manager
This software is used by the top accounting firms to calculate the depreciation and value of their clients’ assets. The software has a set of 35 pre-defined customizable reports with the facility of a built-in report writer and the option to create your report from scratch. The software is 100 percent integrated with other ProSeries apps to facilitate easy transfer of asset data. The software is a top choice with multiple client management features such as client status, e-file status, client checklist, tax planner, and client-specific billing options among others.
This software is tailor-made to aid an enterprise with effective in-house asset management. It is not advisable for large enterprises to outsource their asset management, and that is where this software comes into play. With the intelligent scheduling feature, one can easily pair this software with other Maximo software for the best output. One of the main features of this management software is the ability to provide a real-time overview of the assets and resources. It is available in the cloud as a SaaS (Software as a Service), on-premise, as well as a hybrid model. You can choose a model that fits your business style.
After a lot of speculation, the Samsung Galaxy Note9 has finally been launched. However, numerous smartphone users are wondering how the latest iteration of the Note series compares to its competitors in the smartphone segment. At the moment, one of its most prominent rivals is the Huawei P20 Pro. Let’s see how the flagship models of these smartphone giants perform in different areas.
- Design: The Note9 unquestionably wins in terms of design. Samsung has taken extra efforts to give Note9 a premium and unique appearance. Huawei P20 Pro, on the other hand, feels inspired by the design of Apple iPhone X. Moreover, Note9’s screen is slightly bigger at 6.4 inches as compared to P20 Pro’s 6.1 inches. Both the phones have an edge-to-edge display that gives them a more sleek and sophisticated look.
- Display: Both models have impressive screens, but again, the Samsung Galaxy Note9 has an extra edge when it is put up against the Huawei P20 Pro. Delivering incredible contrast, the P20 Pro comes with a bright 6.1-inch OLED panel. However, even at 1080p, its display is not as sharp as expected. Note9 provides a vibrant screen as it is equipped with a 6.4-inch Super AMOLED Infinity panel along with Quad HD+ resolution of 2960×1440 pixels and 516pp.
- Camera: When it comes to the camera, Huawei P20 Pro has the upper hand. Currently, it features one of the best smartphone camera set-ups. The phone can capture some spectacular shots with its 40MP RGB, 20MP black and white, and 8MP telephoto sensors. Moreover, its 3x optical zoom and 5x hybrid zoom can grasp the details of distant objects. Note9, on the other hand, uses the same camera setup built for the Galaxy S9+. The phone comes with a 12MP dual-lens camera and an adaptable aperture that lets users retain the maximum number of details.
- Battery and storage: Note9 and Huawei P20 Pro have similar battery life. These models have large 4,000mAh battery packs which can comfortably last for a day. However, the P20 Pro’s battery could be more long-lasting as its screen is smaller and it has a lower screen resolution which utilizes less power.
Speaking of storage capacity, Note9 stays ahead of the P20 Pro. The former comes with two internal storage variants, i.e., 128GB and 512GB. Meanwhile, the P20 Pro comes with an internal storage capacity of just 128GB.
Both the phones have their strengths, but, Note9 scores better in most of the categories. However, it comes with a hefty price tag of around $999. Meanwhile, the Huawei P20 Pro offers some great features at $760 approximately. If you are deciding to upgrade your phone, you must not forget to consider other factors like your user priority, total budget, and warranty.
Months before its release, the latest iteration of the Note Series was plagued by numerous leaks and rumors. However, the Galaxy Note9 was still one of the most awaited smartphones of 2018. It was finally unveiled in the early weeks of August and made available for sale on the 24th of the same month. Apart from the pre-sale drama, there’s a lot more to the brand new Note9. Read further to know more!
When it comes to design, Note9 is not any different from its predecessor. However, Samsung has introduced a few subtle changes including a slightly bigger screen. Likewise, the brand has now positioned the fingerprint sensor below the camera on the back of the phone. In the previous models, the fingerprint sensor was right next to the camera. Therefore, users don’t have to worry about smudging the lens anymore.
Although not very useful for everyday tasks, the new stylus comes with a twist. The S pen is now fortified with Bluetooth and is available in different colors such as purple and yellow. Moreover, it has a button and only requires a minute or so to charge the pen when inserted into the holder. Clicking the pen will also launch a handful of functions, including the camera.
Delivering a notch-less design, the Galaxy Note9 boasts of a 6.4-inch Super AMOLED Infinity display along with Quad HD+ resolution of 2960×1440 pixels and 516ppi. In other words, currently, this is one of the best screens in the smartphone segment. Its ultramodern edge-to-edge display is shielded by the Corning Gorilla Glass 5 that prevents scratches. Moreover, the Infinity Display offers fantastic visibility in the sunlight.
Note9 incorporates the same hardware module that is utilized in the Galaxy S9+. This is great as the Galaxy S9+ has one of the best smartphone cameras in the business. The phone comes with a primary dual-lens camera, i.e., a 12MP telephoto sensor with f/2.4 aperture, and a 12MP wide-angle sensor with f/1.5 and f/2.4 dual aperture. Furthermore, both these lenses have optical image stabilization. The selfie camera, on the other hand, comes with an 8MP camera with f/1.7 aperture.
Since the Note7 battery fiasco, Samsung has bought some significant changes to its current iteration. As compared to the Note8, Note9’s battery is bigger and better. The device is supported by a 4000mAh battery which can easily last for a day if used moderately. Note9 also supports wireless charging.
The new Note device has almost twice as much storage as the Note8. 128GB and 512GB are two internal memory options one can find in the latest model of the Note series. Furthermore, an external memory card of up to 512GB can be introduced to expand the storage for more media.
The Samsung Galaxy Note9 hasn’t changed much on the outside. However, the makers have brought some impressive features and improvements to its software and hardware. If you already own a Galaxy S9+, then the Note9 won’t be such an exciting upgrade. Although, it still makes a good purchase for those people who own a Note8 because of its faster performance, long-lasting battery, and the all-new S Pen with enhanced productivity. At the moment, you can purchase the Samsung Galaxy Note9 for around $999.
Various cell phone companies offer senior cell phone plans at an affordable rate. But what an individual need is a cell phone service provider whom they can trust. Thus, the AT&T senior cell phone plans.
AT&T, the American multinational telecommunications conglomerate, is the world’s largest telecommunications company. The telecom giant offers unique cell phone plans for seniors who are 65 years or older. The plan from AT&T is called the Senior Plan and can be availed at a just $29.99 per month.
Some other details to bear in mind before purchasing the plan include the standard features that are a part of the scheme, the length of the contract, phone requirement and the activation charges and additional fees.
Specifics of the Senior Plan by AT&T
The core details set this plan apart from plans by other wireless network carriers:
Minimum Age Requirement: The applicant should be at least 65 years or older. Producing a proof of age is mandatory.
Restriction on devices: Only basic phones are supported in this plan, no tablets or smartphones are included as a part of the scheme.
Cost: $29.99 per month
Free airtime: 200 minutes
Anytime Minutes charges: 0.45 $ per minute
Night and Weekend Hours: Additional 500 minutes on weekends and weekday nights
Long Distance and Roaming: No charges
Messaging and Data plan: Not part of the scheme
As a part of the system, long distance calls are included and can be made from anywhere within the United States of America, Puerto Rico, and U.S. Virgin Islands.
Charges on roaming networks are not applicable if the network is within the coverage area of the land-based systems anywhere in the 50 United States, Puerto Rico, and U.S. Virgin Islands. Long distance international call rates may vary. Additional charges are applicable for services availed outside the U.S., Puerto Rico and U.S. Virgin Islands.
The plan also has the concept of rollover minutes which are the unused free minutes which can be carried each month for up to 12 billing cycles. This plan also has Unity minutes which allows unlimited calls to and from AT&T wireless, home, and business customers
Standard Features of AT&T senior cell phone plans.
The Senior Plan supports multiple features like
- Free mobile-to-mobile talk time
- Three-way conferencing
- Call forwarding, Call waiting and Caller ID
Finding jobs online has now become a raging trend, which means that your choice of work is just a couple of clicks away. With job portals and online job websites going out of their way to design an interactive user interface and trusted algorithm patterns to make sure you get the best job out there suited to your profile, looking for a job today has become a very easy process.
There are dedicated websites which provide specific jobs such as hospitality, housekeeping, and cleaning jobs. Here is a list of some of the most popular cleaning jobs sites for where you can avail some wonderful opportunities.
Housekeeper.com: This website has a very interactive user interface with multiple choice options for you to select and narrow down from the hundreds of cleaning jobs listing that are added on a daily basis. The website offers a portal for you to find housekeepers or apply for housekeeping and cleaning jobs yourself. The search criteria can be easily modified to suit your specifications and thus filter the best possible results from selection options like the type of service provider, services offered, location, and work eligibility, amongst other filters. The featured jobs tab will simplify your search for finding a good paying cleaning job.
Care.com: Care.com is a dedicated website for finding household cleaning jobs. This website has a straightforward design and even simpler interface which features all the preferred jobs one would apply for, based on certain tracking and computation algorithms. There are subcategories from where you can narrow down your searches also to specific jobs you might want to do. Cleaning jobs can also be searched based on the urgency of the job requirement. Only give your preference for when do you want a job and search accordingly.
Upwork.com: Upwork.com has a fundamental design with a search bar that will allow you to search for cleaning jobs. Upwork.com is suitable for people who are looking for freelance jobs, with flexible work options. The algorithm is designed to analyze your search requirements and short list work on ideal projects with a wide variety of payment options.
Cleaning jobs can be found across some of the more nonspecific websites which post listings from all sectors of the industry. You can also check websites like Craigslist to find some odd but part time cleaning jobs posted by apartment holders.
You have managed to get into a good college or university to pursue your dream of becoming a nurse. However, by getting in you have just taken the first step into the vast abyss of the healthcare industry. Nursing programs are designed to provide you with theoretical knowledge as well as a practical approach to prepare you to take on the responsibility of patients and nurse them back to health.
However, this is easier said than done since nursing programs can be elaborate and daunting, with you trying to manage your study, clinical rotations, and all the workload one after the other.
Here are a few study tips which will help you strategize and plan every step throughout the nursing program.
Plan your time: It is not possible to manage a week’s worth of theoretical and practical material in just a couple of hours. Study every day and try to cover the day’s topics so that your workload will be distributed without you having to worry about catching up on topics.
Use a study guide: There are nursing exam study guides which can be referred to find out which of the topics need more focusing on and which are the topics which are an absolute must and have to be covered thoroughly. The guide will enable you to plan and study accordingly, thus saving your time and efforts.
Pay attention in class: Focus and read up on the topics and points which are taught in class, along with referring to outside resources. Normally, what you learn in class will prepare you well enough for any theoretical and practical tests as conducted as part of the curriculum.
Be a part of a study group: Although some of you might prefer to lock yourself in the room or find a quiet place in the corner of the library to bury yourself under a mountain of books, finding a study group and exchanging facts and information might actually prove beneficial for you.
Other tricks: You have to read up on a lot of material and it is not possible to memorize almost everything included in nursing programs. But making flash cards, skim reading before memorizing, and identifying your learning style will all help you tackle the curriculum.
Nursing programs are difficult to accomplish, and you should be ready to give your 100% from day one in order to make through the semesters. Scheduling and priorities will be your biggest challenge since nursing programs have a rigorous training and academic approach which will not allow you time for other activities.
If you can manage to get a quick shower in and change your clothes, you are doing just fine since the curriculum will need you to put in as much time as possible in understanding the concepts and familiarizing yourself with the basics.
Here are a few things you should know before your first semester of nursing program.
Approach: Depending on where you plan to pursue a nursing program, the approach will be set. For example, some nursing programs will have you participating in clinical rotations form the first day itself, while at other places you might not be introduced to clinical rotations before the second semester. The institution will have designed their specific approach when it comes to nursing programs.
Workload: The day you decided to take up a career as a nurse and pursue any nursing program, is the day you had to acknowledge the fact that you will be putting in long hours and all your efforts to make it work. The only way to handle all the workload, especially after your clinical rotations being will be to prioritize. Make a list of what has to be done and how it has to be done, give up any habits that may be time-consuming, and most importantly be open to learning.
Academic preparation: Clinical rotations and workload management are just the smaller aspects of nursing programs, keeping in mind how many hours you will have to put in for studying and preparation. Be ready to be buried under books, for the lack of a better explanation. The library and study groups will become a major part of your life for the rest of the semesters, till you graduate.
The key to managing all of this is being organized. Organizing your schedule, workload, preparation, amongst others will help you immensely during the nursing program.
Over time, scenarios have changed with respect to the common misconceptions about nurses and their profession. Nurses enjoy certain privileges and equal responsibilities when it comes to the medical practice. They are able to assess during their diagnosis and even treat medical conditions, owing to nurse practitioner programs.
These programs were introduced mainly introduced to educate nurses, focusing mainly on disease prevention and promoting good health. Nurse practitioner programs have enabled them to serve as independent healthcare providers with services which mainly include cost effective health care solution for all.
There are a number of reasons why people would opt for nurse practitioner programs, such as:
Challenging: Medical school is no walk in the park, even for those who are aspiring to become nurses. They have to study and prepare themselves physically and mentally in order to fulfill their dream of serving people. You can either opt for a master’s degree or doctorate degree in any nurse practitioner programs with an aptitude for various science courses like anatomy, physiology, microbiology, chemistry among others. The course load for theoretical and practical subjects is monumental, with each program having its minimum criteria that need to be fulfilled.
Private practice: Generally, nurses work under the supervision of a general physician or medical practitioner. But this is not the case for people who have completed nurse practitioner programs. They can work on their own without having to report to a medical supervisor. This is one of the major reasons why medical students pursue nurse practitioner programs.
Good return on investment: The main motive of a medical professional is not money because they are in the healthcare industry to save lives and not worry about the compensation. But today nurse practitioners are compensated handsomely, which is more than enough to cover any student loans and the education cost they might have incurred while studying for the program. However, the compensation and added benefits will differ depending on the types of practitioners.
With growing demand for healthcare and medical professionals in the country, nurse practitioner programs are becoming popular, thus ensuring that the demand is being met. The three major benefits of working as a nurse practitioner include the ability to treat, diagnose, and prescribe the course of treatment for patients, flexibility to practice privately as opposed to working under the supervision of certified medical professionals, and good compensation for the hours put in on a daily basis.
Several nurse practitioner programs are being introduced by universities and campuses for both online and campus education. Keeping this in mind, specializations have been decided for different kinds of requirements to meet the growing demand.
General nurse practitioner programs: As the name suggests, these practitioners generally focus on key areas like emergency care, mental health care, adult care among others to provide clinical assistance and diagnosis owing to hands on training during the duration of the program.
Pediatric nurse practitioner programs: Pediatric practitioners focus mainly on treating children’s diseases and injuries. This particular practice includes common sub-specialties like primary care and acute care.
Mental health nurse practitioner programs: The purpose of these practitioners is to diagnose and examine in order to treat such patients. Counselling about the mental illness is something which has to be done to educate people who are close to the patients to clear any given misunderstandings.
Women’s health nurse practitioner programs: These nurse practitioners specifically address women’s issues and needs. Managing illness and related treatments for women of different ages is their specialty.
Family nurse practitioner programs: As the name suggests, these practitioners work for primary care of patients and are the ones who diagnose different illness first and then make recommendations to specialists if the need ever arises.
Neonatal nurse practitioner programs: Neonatal nurses work with newborn babies who are suffering from health problems like premature births, birth defects or any severe infections which might threaten the newborn’s immunity and allied systems. These nurse practitioner programs are different from pediatric nurses because Pediatrics does not necessarily deal with newborns or premature births.