Finance

Know how to get the 1099 form for free

The 1099 form is a report for income earned by individuals for their services. It includes income from self-employment, interest, dividends, government payments, etc. For any job performed by a self-employed contractor or business owner, a 1099 form is issued by the IRS. The 1099 form is a series of documents that have to be filled out for the person doing the work and it denotes how much money was paid for the person’s service. Moreover, not just the 1099 form, all tax forms are available for free on the official IRS website. With the Free File service made available by the IRS, it is not only easy to prepare and file your federal individual income tax return but it is also free using their tax-preparation-and-filing software.

There are plenty of places where you can find blank, red ink 1099 forms for free. You can use them to report the various types of income you may receive throughout the year apart from the salary your employer pays you. The person or organization that pays you for the service rendered by you are responsible for filling out the appropriate 1099 tax form and send it to you by January 31 every year. The local library and post office are also good places to find 1099 tax forms for free. Alternately, you could order the forms for free by calling the IRS or order it online from their website. It would take around 4–6 weeks to be delivered to you. While the 1099 form template is available online for free, these are for informational purposes only. You cannot use them to actually file your return. This is because the red-ink forms are scanned by the IRS and even if you could print the 1099 forms in red ink, the official forms use a special red ink for scanning the forms and the red ink your printer uses will not be the same.

For those who are paying for other people’s services, it is important to remember that you get a W-9 form filled out by the person you paid in order to have their Tax ID to enter into your own tax forms.

You can find out more about the free 1099 tax forms on the official website of the IRS.

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Society

Here’s all you need to know about winning sweepstakes

Before entering a contest to win sweepstakes, you might have a number of questions. How can you improve your chances of winning prizes? Is it true that you can win prizes and makeovers, holidays, gift cards, and even homes and cabins? Although the answer to these questions is yes, how much time and energy you spend on entering sweepstakes is directly proportional to your chances of winning the jackpot. Read on to learn how you can win sweepstakes.

The first step is to research and enter as many sweepstakes as you possibly can because winners are chosen at random. And clearly, the more you enter, the higher will be your chances of winning sweepstakes. If you are tech savvy, use one of the many websites online like SweepsU or Sweepstakes Fanatics or your Facebook account to explore the free listings there. You may also use the grocery store coupons that you receive by mail, or the ones you find in newspapers or hear about on radio or TV to enter sweepstakes. Also, it’s wise to choose those sweepstakes that are free and not linked to any purchases or exchange of personal information. Moreover, you could enter to win sweepstakes while you are on the move. When you are on a train or bus to work, or waiting somewhere in a queue, you could use the free time to enter as many sweepstake contests as possible. Also, enter sweepstakes as often as you can, or rather, as often as you are permitted to, whether it is daily, weekly or monthly, seize every opportunity. Remember, the more time you spend in entering sweepstakes, the higher will be your chances of winning amazing prizes.

When you enter to win prizes in sweepstakes, do not choose between local and national contests or between single payoffs and multiple reward ones. What matters is only the number of sweepstakes, it must always be high if you are aiming for the winnings. So, keep your options open and take the time and effort to enter as many contests as you can in order to increase your odds of winning sweepstakes. While doing so, pay attention to following all the rules of the contest and stick to the prescribed deadlines to prevent being disqualified. Also, if possible, make your entry stand out with the way you send your sweepstake entry, like with the color or size of your envelope or the way you fold your entry. Good luck on winning a bounty, or two!

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Finance

Know about the different types of the 1099 form

The Internal Revenue Service (IRS) classifies the 1099 form as a series of documents that can be referred to as information returns. Reporting all the income earned from various sources by every taxpayer in the country is mandatory, and a taxpayer can do this by filling the 1099 tax form which can also be availed under the IRS Free File.

The various types of income could comprise the following:

Independent contractor income: When you work for an employer and earn wages, the W2 form is used to report your annual earnings by your employer. However, the Form 1099-MISC is used if you are a contractor or a self-employed individual and if you receive payments over $600 in the span of a tax year.

For interests and dividends: For returns on stocks, shares, mutual funds, and all other distributions or interest payments you receive throughout the financial year, the Form 1099-DIV or Form 1099-INT is provided to the taxpayer by their respective banks.

Income from the government: The Form 1099-G is used by the Federal and state government agencies to report all the income that it pays out to taxpayers such as unemployment compensation or income tax refunds.

For retirees: The Form 1099-R is used to report all the distributions received from pension plans and all withdrawals made from the IRA account.

The 1099-C, however, is used by all those who benefit from the cancellation of outstanding debt by a creditor or a credit card company when your outstanding dues are waived by them. In such cases, the amount that is waived is treated as income and is taxed for.

The IRS website provides all the required information in a detailed format to those looking for more information and on how you can fill the 1099 forms for free. You could fill most of these forms online, do an e-signature, and fax or email it to recipients and even share it with others who need to be in the loop. Alternately, you could also complete the form yourself. The only thing that needs not be ignored, however, is that the details must be completely legible and neatly filled in to avoid processing errors. It is important that you check your work thoroughly and before you start filling the 1099 form, ensure all relevant information on your contractors are readily available. After getting the forms and filling out the necessary information, send the forms by mail to the IRS. However, before sending it, keep a record of the forms you send in your tax files for future reference purposes.

You can check for more details on how you can get the 1099 form for free or how to avail the IRS Free File from their official website.

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Health

Signs of essential tremors you should be aware of

Involuntary, rhythmic movement or shaking is referred to as a tremor. A neurological disorder, essential tremors can occur anywhere in the human body, but most often affects the hands, arms, and fingers especially. Occasionally, even the tongue, neck, face, head, leg and trunk of the body are afflicted. Appearing initially in hand movements before spreading to the other parts, essential tremors are similar to Parkinson’s disease, but the two conditions are not the same. Essential tremors, however, can increase the chances of acquiring Parkinson’s. Research shows a connection between essential tremors and migraines too.

Although the specific reason why essential tremors occur remains unknown, genetic mutation and exposure to toxins from consumption of meat and alcohol in excessive quantities seemingly are some of the major causes. There are not many signs that show up for essential tremors. But this condition can at first be recognized by the shaking of the hands while a person is eating, drinking or writing, or when the hands are extended during exercise or while doing chores. Essential tremors’ signs can also clearly be noticed when the affected person tries to work minutely with their hands as in the case of a tailor trying to thread a needle or a carpenter trying to mark a specific point with a nail. Essential tremors’ signs become severe when the person makes an effort to use the muscles that are affected. Also, fatigue, low blood sugar, and mental or physical stress can most certainly increase the seriousness of this neural condition.

The more severe the condition becomes, the more difficult will it be for the person affected by essential tremors. The person finds it difficult to perform daily tasks of combing their hair, feeding themselves, walking straight, and so on without help. Also, the balance and gait of the person are affected and this unsteadiness causes injuries or falls more frequently. Since this neurological condition is progressive in nature, affected individuals might require round the clock assistance and care. A movement disorder, essential tremors can affect anyone from a newborn to an old person. Although this condition cannot be cured, it certainly can be treated. Depending on the severity of the essential tremors’ signs, a basic reduction in the consumption of alcohol and caffeine is suggested, along with advice to get proper sleep/rest. Medication, deep brain simulation and occupational therapy are some of the other treatment methods followed in controlling essential tremors.

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Health

All you need to know about essential tremors

Essential tremor is a neurological condition that is often compared to Parkinson’s disease. Any involuntary, rhythmic muscle contraction that results in shaking of the hands mainly, or sometimes even other parts of the body is considered a tremor. The following are some common signs of essential tremors.

  • A rhythmic shaking of arms, hands, legs, head, vocal chords or torso
  • A difficulty with eating and drinking, and/or using the hands for any activity
  • Shaky voice
  • Unsteady gait and imbalance while standing or walking
  • Severe shaking set in motion with certain movements or in direct proportion to increasing stress

Essential tremors are quite common and are a condition that can only be managed and not completely curable. Directly proportional to the increase in the use of the muscles that are affected, essential tremors can be noticed when a person has difficulty drinking from a glass, eating with their hands, when they try to hold and control the use of a pen, or any tool or instrument in their hands, or when they raise their hands upwards or stretch them away from the body while doing everyday chores like combing the hair, doing exercises, and so on. Occasionally, but not often, even the way the person moves or walks is affected. Essential tremors can affect anyone, irrespective of age, gender or occupation and can either be a sporadic occurrence or a continuous shaky movement. And, although the connection between essential tremors’ signs and other neurological conditions is not clear, one may lead to the other, especially in the cases of Parkinson’s and migraines.

The most complex organ in the human body, the brain is affected in the person showing signs of essential tremors, and thus, their movements are not under their control. Heredity factors are seemingly the currently known main cause of essential tremors. Moreover, injury to the brain, excessive alcohol consumption, certain neurodegenerative diseases, stroke, and extreme physical and mental stress are some other factors that could cause essential tremors. While it may remain stable and mild for many years, essential tremors could also advance rapidly in some people. While essential tremors are not deadly on their own, they can be risky if the affected person falls or injures themselves due to the involuntary muscle movements that they have no control over. Hence, if the condition escalates, it is best for the person affected to be under supervision and protection of a caregiver.

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Food And Drink

3 popular and easy dip recipes you need to know

If you are one of those people who relish your tortilla chips, pita bread, crackers or cucumbers and carrot sticks with delectable dips, then here are three easy and healthy dip recipes for you. Simple to make in a jiffy for a romantic dinner for two, or on a game night when all your family and friends come over, these easy dip recipes use ingredients that are commonly available.

The easy cheesy dip

Ingredients (Serves 2)

  • Whole wheat flour (or all-purpose flour) – 2 tablespoons
  • Milk – 1 cup
  • Garlic butter (or plain butter) – 1 stick
  • Salt – to taste
  • Cayenne pepper – a pinch (more if you like it spicy)
  • And of course, some Cheddar cheese, preferably the sharp kind – 2 cups (shredded)

Directions
In a saucepan melt the butter over medium heat. Add the flour and roast for about a minute or until it turns light brown. Pour half the milk and continue stirring to avoid lumps. Once this mixture thickens, slowly add the rest of the milk and continue stirring for about two minutes. Next, simmer the heat to a low setting and add cheddar cheese, salt, and cayenne pepper to the sauce. Stir until the cheese melts and switch off the stove. Voila! Your easy cheesy dip is ready to be enjoyed with hot French fries, pretzels or even baby carrots.

Fresh zesty salsa

Ingredients (Serves 2)

  • Tomatoes – 3 cups (roughly chopped)
  • Onion (red or white) – 1/2 cup (roughly chopped)
  • Garlic – 2 pods (finely chopped)
  • Jalapeño pepper – 1
  • Cumin – 1/2 tsp
  • Fresh cilantro – 1/2 cup
  • Fresh lime juice – 2 tbsp
  • Salt to taste

Directions
Add all the ingredients listed above to a food processor and blend in a quick setting for about half a minute. Transfer the contents to a clean bowl and serve this healthy super easy dip with some grilled corn or baked sweet potatoes.

Cucumber yogurt dip

Ingredients (Serves 2)

  • Thick plain yoghurt – 2 cups
  • Cucumber – 1 cup (finely diced)
  • Garlic – 2 pods (crushed)
  • Fresh dill – 2 tbsp (cut finely)
  • Jalapeño pepper – 1 tsp (diced)
  • Salt to taste

Directions
Combine all the ingredients in a bowl and mix gently to make a creamy texture. Serve chilled with crispy kale chips or fresh stalks of celery.

Aren’t these the perfect easy dip recipes for all the deliciously tempting appetizers and snacks you crave? What are you waiting for? Try these easy dip recipes them out now!

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Food And Drink

3 delectable dip recipes to try

If you are looking for some easy-to-prepare and tasty dip recipes, you are at the right place. Here are some easy dip recipes for you to try this summer. Although these are easy dip recipes, the outcome would be delicious and these dips could be paired with a range of food items.

Warm spinach dip

Ingredients

  • Finely chopped spinach
  • Finely chopped shallots
  • Cream cheese
  • Butter
  • Fresh cream
  • Salt and paprika to taste

Directions
On medium heat, melt the butter and sauté the shallots. After it softens, add the spinach, cream cheese, salt and paprika to it and cook for about 10 minutes. Add rich fresh cream towards the end of the cooking time and serve the spinach dip warm with toasted French breads or crunchy raw bell peppers and carrots.

Chunky eggplant dip

Ingredients

  • Eggplants
  • Extra virgin olive oil
  • Roasted tahini paste
  • Garlic cloves (finely chopped)
  • Cumin powder
  • Lemon juice
  • Salt and cayenne pepper to taste
  • Cilantro (finely chopped)

Method
Poke tiny holes in the eggplants and rub the outer skin with extra virgin olive oil. Preheat the grill and over high heat, roast the oil coated eggplants till they are charred. Keep them aside and let them cool. Then, in a large bowl, mash the cooled eggplants well with a fork. Combine this now with olive oil, roasted tahini paste, finely chopped garlic, cumin powder, lemon juice, salt, a pinch of cayenne pepper and fresh cilantro. Mix everything well, but do let some of the eggplant remain chunky. Serve the eggplant dip with warm pita bread or chips.

Simple lemon artichoke dip

Ingredients

  • Canned artichokes
  • Garlic (minced)
  • Cream cheese
  • Parmesan cheese (grated)
  • Lemon juice
  • Fresh parsley (finely chopped)

Method
Combine all the ingredients except the parsley in a food processor and run it on a quick setting for less than a minute. Do not make it a smooth paste. Transfer the contents to a clean bowl and garnish the dip with chopped parsley. Serve this easy-to-prepare lemon artichoke dip with crispy crostini or grilled vegetables.

Although the ingredients used in these easy these dip recipes are common, just remember, they are heavenly to taste! Children and adults alike would enjoy these savory dips when served with anything from corn or potato chips to bread to raw or grilled vegetables.

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Pets

Factors that can affect the cost of pet care

The total pet industry expenditure in the country for the year 2018 has been estimated at around $72.13 billion dollars. This is a staggering figure indeed. However, for those of you who own pets, the emotional and psychological benefits derived from them is incomparable and is undeniably priceless and worth every penny you spend for them.

To ensure that your pet lives a full, healthy, happy, and long life, educating yourself about pet care essentials like choosing a suitable pet that is perfect for your family and lifestyle situation and understanding the costs involved in caring for your pet is a prerequisite. Providing a clean healthy living environment, appropriate food, ensuring preventive care, and providing the required responsive medical attention as and when it is warranted must all be included in your calculation of pet care expenses.

Pet care costs can vary depending on a number of factors such as the following:

  • The species of pet you own
  • The breed of your pets
  • The age of your pet
  • The food, toys, and grooming aids you choose to get them
  • The veterinary care needed (that includes spaying or neutering them, medical care in terms of medications, surgeries, and so on)
  • The accident and illness insurance coverage, if necessary
  • The license fees, if applicable
  • Pet sitter or boarding charges that you might need to pay regularly or occasionally

Whatever be the varied choices you make regarding having a pet, they become an integral part of your household to the extent of even requiring serious consideration in major life-altering decisions. The fact that around 70% of households in the country own some kind of pet is proof enough of the mutually favorable relationship between humans and their pets. The pet care industry is booming, no doubt; however, the symbiotic relationship is certainly beneficial to both parties, the pet and its human owner and whatever costs are involved in pet care is absolutely justified. While it is evident that pets cannot speak for themselves, pet owners do know for sure that their pets can definitely communicate with their intelligible eyes and body language. In exchange for a lifetime of unconditional love and friendship, the cost of pet care is by no means a major consideration. There are countless ways of acquiring the desired pet from a pet care center near you or adopting one.

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Pets

Things to consider before getting a pet

“An animal’s eyes have the power to speak a great language,” said Martin Buber, a 20th-century philosopher. Anyone who has ever had a pet would definitely agree with that statement. The term “selfless love” will be understood perfectly by pet owners because pets have a magical way of reciprocating our emotions. They never cease to respond to our presence near them and their reactions are both fascinating and spellbinding. Whether you have a fish, hamsters, cats, dogs, birds, guinea pigs, ferrets, iguanas, mice, or even horses as preferred pets, the love and care that you shower on each of them is frankly the same.

Before you decide to get a pet home, you will need to consider certain things such as the following:

  • Deciding what pet suits your home and lifestyle conditions
  • Whether you need permission from your homeowner or your community’s homeowners’ association to bring home a pet
  • How much time and money you can afford to spend to care for your pet’s needs from the regular grooming and feeding to the vaccinations that they might require
  • Deciding on the details regarding who will care for your pet and where you will board them in the event of your absence
  • Making decisions regarding whether you need pet insurance or not
  • Checking if your desired pet would need to be spayed or neutered

Caring for a pet is quite similar to that of caring for a child. However, one major difference between the two is that your pets need your attention and loving care for the entire span of their lifetime. This could range anywhere between a few weeks and up to 30 years or more, depending on the kind of pet you have.

Caring for pets entirely depends on their owner. You will have to check your schedules and work out a plan accordingly so you can provide the right care and comfort for your pet. Pet care does not only include providing them with meals and a home but also involves you taking them out on walks, cleaning after them, training them well, and so on. If you are ready to welcome a pet into your home and care efficiently for it, you can go ahead and adopt one now.

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Society

Importance of getting an access to divorce records

Getting your divorce records, in the event that you lose them or they’ve been damaged, is not difficult because these records are usually considered public records. The only event when the records would not be accessible by authorized parties would be when the court has sealed the files due to some particular legal reasons. The common cases would be if the appellant was a victim due to domestic violence, abuse, or has to protect sensitive or critical information such as financial data. The only state in the country where all divorce records are sealed for a definite period of 100 years is New York.

The information contained on a divorce record will include the details of the divorce, the couple involved, their marriage, the reason for divorce, any legal issues between the couple, division of all financial assets, child custody, and alimony, among others. While all the details may not be available for access, a few details pertaining to the divorce such as the date of finalization can still be viewed. The access to these details or anything related to divorce proceedings is open only to the parties involved in the divorce proceedings. Third parties will only get a simple record of the divorce details and not the full access.

There may come a time in life when you need to find divorce records for various purposes. The common reasons why you may need access to the divorce records are that you want to change your name, get remarried, you need divorce records as proof for police visitation of your ex-spouse or school visitation for your children, you need to proceed with other legal proceedings such as child support or alimony withholding, you have to make changes to your income tax filings, you need to change ownership of property, or you simply need to provide it to your creditors. As a friend or a family member, you may need the divorce records of an individual in order to produce it at the probate court in the event of the death of one of the parties, or you need it for your family’s history records, or you just simply want to check someone’s marital status.

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