There is no denying that oral health is an important part of our lives. If you have suffered from a toothache, you will understand the importance of a dentist in your life. Dental treatment is not cheap, and if you do not have a dental insurance to help you with the costs, you might have to bear substantial out-of-pocket expenses. A lot of adults overlook the importance of a dental plan and do not have any coverage. They tend to believe that the health insurance coverage is enough for them in case of dental troubles as well. This is absolutely wrong which is why there are a large number of citizens who struggle to pay their dental bills.
It is extremely important to purchase a dental insurance plan in addition to the regular health insurance. The plan will let you meet the expenses of visiting the dentist and for the treatment carried out in case of any trouble. Before you invest in a policy, it is best to compare the best dental insurance plans available in your area. Consider the costs associated with them and the coverage provided for the same. Choose the one that fits your needs and your budget.
Some of the insurance companies that offer the best dental insurance plans available in 2018 are listed below.
- Spirit dental and vision
This plan has a monthly premium which will vary for different clients and has a cleaning frequency of four months. It has a network of 115,000 dentists and carries a deductible of around $100.
- DentalPlans.com
With a network of more than 1,00,000 dentists, the insurance plan has a monthly premium of just about $10 and you may choose the plan based on your needs. The cleaning frequency and deductible will be based on the plan you pick.
- eHealth
eHealth has a premium as low as $8.95 and it offers different plans for you to choose from. The cleaning frequency and deductible will vary according to the plan you choose.
- Humana
One of the best dental insurance providers, Humana has a network of 1,30,000 dentists and a premium as low as $8.95. The plan has a cleaning frequency of six months and a deductible of about $150.
These are some of the best dental insurance plans available in the market. A thorough understanding of the plan and its features will help you make a well-informed decision about the plan that fits your needs.
